Get paid on your terms, from deposit to delivery
Split tenders, milestone billing, and financing for every credit profile — one system that collects the balance the moment the truck arrives, not thirty days later.
However the sale is paid, it's one clean record
Furniture rarely sells on a single tender. A deposit, a card, a finance balance, maybe store credit from a return — it all needs to reconcile to the penny, automatically.
- Split any sale across cash, card, financing, and store credit — the system allocates each tender by your rules
- Bill in milestones: deposit at the sale, balance due on delivery, nothing to remember to invoice later
- Send a pay-by-link on your own domain, with Apple Pay built in — no third-party checkout page
- Bring your own processor or run on ours. Either way, the ledger, the register, and the reporting stay the same
The balance gets collected the day the truck shows up
Most furniture software treats delivery as a warehouse event and collection as an afterthought. One Tap ties them together: the balance charges when the order goes out, and settles when it's signed for.
Sale rings, tender splits
Deposit collected at the register. The remaining balance is held against the order, not chased later.
Out for delivery — charged
The balance is authorized the moment the truck leaves the dock, before anyone sets foot on the porch.
Delivered — settled
Signature captured, charge finalized. If the order ships on three trucks, that's three captures, each tied to what actually arrived.
Orders that ship on multiple trucks capture per fulfillment — three trucks, three captures, each one tied to what actually left the warehouse.
When money moves backward, it still has to balance
Returns, cancellations, and chargebacks are where most systems fall apart. One Tap keeps the same discipline in reverse.
- Refunds return to the original tender, split proportionally across however the sale was paid
- Financed and leased balances refund through their own rail — never forced back through a card processor
- Dispute and chargeback evidence packets assemble themselves: proof of delivery, signature, and full order history
Financing options for every credit profile, from prime to lease-to-own
One application runs through financing for every credit profile — prime to lease-to-own — so a shopper isn't turned away because the first offer wasn't the right fit. Required adverse-action notices generate automatically, every time.
credit profiles — prime to lease-to-own
application for the customer
credit tiers covered
Financing is offered by third-party lenders and lease-to-own providers. Approval and terms are determined by each provider at the time of application.
Pay-by-link, protection plans, your own processor
Payments don't stop at the counter. Send a locked, pay-by-link invoice for a phone sale or a special-order balance — on your own domain, with Apple Pay ready to go.
Protection plans that link to the claim
- Support multiple protection-plan administrators side by side, each on its own generic rate card
- A claim files against the order it belongs to, with the service history already attached
- No spreadsheet reconciliation between what you sold and what the administrator says you sold
Built like money software, because it is
Payments run through PCI-DSS Level 1 certified processing partners — card numbers are tokenized at the point of entry and never touch One Tap's servers.
Tokenized card data
Card numbers go straight to the PCI-DSS Level 1 processor — we store tokens, never card numbers.
Encrypted everywhere
Every connection is TLS-encrypted in transit, and your data is encrypted at rest.
Role-based access
Costs, margins, and refund authority are permission-gated — owner-only stays owner-only.
Your data is yours
Never sold, never shared with ad networks. Your catalog and customers leave with you.
See your payment flow, end to end
Bring a real sale — split tender, deposit, financing, whatever it takes — and watch it move from the register to the ledger in one walkthrough.